{"id":18,"date":"2026-08-18T07:41:50","date_gmt":"2026-08-18T07:41:50","guid":{"rendered":"https:\/\/hamroonlineshop.com\/?page_id=18"},"modified":"2026-08-18T07:45:06","modified_gmt":"2026-08-18T07:45:06","slug":"about-us","status":"publish","type":"page","link":"https:\/\/hamroonlineshop.com\/nep\/about-us\/","title":{"rendered":"About Us"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<section class=\"wp-block-group alignfull has-global-color-7-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-f5009352 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-global-color-1-color has-text-color wp-block-paragraph\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--30);font-size:14px;font-style:normal;font-weight:600;letter-spacing:0.1em;text-transform:uppercase\">Our Story<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"margin-top:0;margin-bottom:0\">Growing with our community<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">Panini Saving &amp; Credit Co-operative Ltd. was established to create reliable financial opportunities for local communities. With years of service, we continue to deliver transparent, member-first solutions rooted in cooperative values.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-grid wp-container-core-group-is-layout-4f9fc134 wp-block-group-is-layout-grid\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-group has-border-color has-background is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-aab043ff wp-block-group-is-layout-flex\" style=\"border-color:#dbdbdb;border-width:1px;border-radius:8px;background-color:#ffffff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\"><strong>Member-focused service with transparent processes.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-x-large-font-size\" style=\"margin-top:0;margin-bottom:0\">500+<\/h3>\n\n\n\n<p class=\"has-global-color-5-color has-text-color wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:0\">Happy Members<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-background is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-aab043ff wp-block-group-is-layout-flex\" style=\"border-color:#dbdbdb;border-width:1px;border-radius:8px;background-color:#ffffff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\"><strong>Affordable financial products for personal and business growth.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-x-large-font-size\" style=\"margin-top:0;margin-bottom:0\">18<\/h3>\n\n\n\n<p class=\"has-global-color-5-color has-text-color wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:0\">Industries Served<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-border-color has-background is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-aab043ff wp-block-group-is-layout-flex\" style=\"border-color:#dbdbdb;border-width:1px;border-radius:8px;background-color:#ffffff;padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\">\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\"><strong>Continuous improvement through innovation and accountability.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading has-x-large-font-size\" style=\"margin-top:0;margin-bottom:0\">96%<\/h3>\n\n\n\n<p class=\"has-global-color-5-color has-text-color wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:0\">Client Retention Rate<\/p>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<section class=\"wp-block-group alignfull has-global-color-9-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-7d5f9c92 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--40)\">Our Core Values<\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">Building trust through responsible savings, inclusive lending, and long-term financial empowerment for our members.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-4db07c27 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-ad145db2 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0\">\n<div class=\"wp-block-group wp-container-content-487bf011 has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ca5a9896 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-color-1-background-color has-background is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-e310e333 wp-block-group-is-layout-flex\" style=\"border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-left-radius:50px;border-bottom-right-radius:50px;min-height:56px\">\n<figure class=\"wp-block-image size-large is-resized\" style=\"margin-top:0;margin-bottom:0\"><img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%22http:\/\/www.w3.org\/2000\/svg%22 fill=%22none%22 viewBox=%220 0 24 24%22 stroke-width=%221.5%22 stroke=%22%23ffffff%22%3E%3Cpath stroke-linecap=%22round%22 stroke-linejoin=%22round%22 d=%22M3.75 13.5l10.5-11.25L12 10.5h8.25L9.75 21.75 12 13.5H3.75z%22\/%3E%3C\/svg%3E\" alt=\"Design icon\" style=\"width:28px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">Vision<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">To be one of Nepal&#8217;s most trusted, modern, and member-friendly cooperative financial institutions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-34900350 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group wp-container-content-487bf011 has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ca5a9896 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-color-1-background-color has-background is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-e310e333 wp-block-group-is-layout-flex\" style=\"border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-left-radius:50px;border-bottom-right-radius:50px;min-height:56px\">\n<figure class=\"wp-block-image size-large is-resized\" style=\"margin-top:0;margin-bottom:0\"><img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%22http:\/\/www.w3.org\/2000\/svg%22 fill=%22none%22 viewBox=%220 0 24 24%22 stroke-width=%221.5%22 stroke=%22%23ffffff%22%3E%3Cpath stroke-linecap=%22round%22 stroke-linejoin=%22round%22 d=%22M12 21.75c4.97 0 9-4.03 9-9 0-4.97-9-12.75-9-12.75S3 8.78 3 12.75c0 4.97 4.03 9 9 9z%22\/%3E%3C\/svg%3E\" alt=\"Design icon\" style=\"width:28px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ee2332cf wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">Mission<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">To deliver secure, reliable, and technology-enabled financial services that improve members&#8217; quality of life.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-47194e30 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:0\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-34900350 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group wp-container-content-487bf011 has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ca5a9896 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-color-1-background-color has-background is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-e310e333 wp-block-group-is-layout-flex\" style=\"border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-left-radius:50px;border-bottom-right-radius:50px;min-height:56px\">\n<figure class=\"wp-block-image size-large is-resized\" style=\"margin-top:0;margin-bottom:0\"><img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%22http:\/\/www.w3.org\/2000\/svg%22 fill=%22none%22 viewBox=%220 0 24 24%22 stroke-width=%221.5%22 stroke=%22%23ffffff%22%3E%3Cpath stroke-linecap=%22round%22 stroke-linejoin=%22round%22 d=%22M2.25 12l8.954-8.955a1.126 1.126 0 011.591 0l8.955 8.955M4.5 9.75v10.125c0 .621.504 1.125 1.125 1.125H9.75v-4.875c0-.621.504-1.125 1.125-1.125h2.25c.621 0 1.125.504 1.125 1.125V21h4.125c.621 0 1.125-.504 1.125-1.125V9.75M8.25 21h8.25%22\/%3E%3C\/svg%3E\" alt=\"Design icon\" style=\"width:28px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ee2332cf wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">Values<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">Integrity, transparency, inclusiveness, and accountability guide every decision we make for our members.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-34900350 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group wp-container-content-487bf011 has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-ca5a9896 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-color-1-background-color has-background is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-e310e333 wp-block-group-is-layout-flex\" style=\"border-top-left-radius:50px;border-top-right-radius:50px;border-bottom-left-radius:50px;border-bottom-right-radius:50px;min-height:56px\">\n<figure class=\"wp-block-image size-large is-resized\" style=\"margin-top:0;margin-bottom:0\"><img decoding=\"async\" src=\"data:image\/svg+xml,%3Csvg xmlns=%22http:\/\/www.w3.org\/2000\/svg%22 fill=%22none%22 viewBox=%220 0 24 24%22 stroke-width=%221.5%22 stroke=%22%23ffffff%22%3E%3Cpath stroke-linecap=%22round%22 stroke-linejoin=%22round%22 d=%22M21.75 6.75a4.5 4.5 0 01-4.884 4.484c-1.076-.091-2.264.071-2.95.904l-7.152 8.684a2.548 2.548 0 11-3.586-3.586l8.684-7.152c.833-.686.995-1.874.904-2.95a4.5 4.5 0 016.336-4.486l-3.276 3.276a3.004 3.004 0 002.25 2.25l3.276-3.276c.256.565.398 1.192.398 1.852z%22\/%3E%3Cpath stroke-linecap=%22round%22 stroke-linejoin=%22round%22 d=%22M4.867 19.125h.008v.008h-.008v-.008z%22\/%3E%3C\/svg%3E\" alt=\"Design icon\" style=\"width:28px\"\/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ee2332cf wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">Promises<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"margin-top:0;margin-bottom:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.488), 18px);\">We put members first\u2014with secure savings, fair lending, and practical guidance for every life stage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-8bc4e8cb wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\"><\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our Story Growing with our community Panini Saving &amp; Credit Co-operative Ltd. was established to create reliable financial opportunities for local communities. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/page_fullwidth.php","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":3,"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":23,"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/pages\/18\/revisions\/23"}],"wp:attachment":[{"href":"https:\/\/hamroonlineshop.com\/nep\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}